• Prior to going through the following steps, make sure you've created and connected your Stripe account with Bloom. You can learn how to do so by clicking on the button below:


  • Once you've connected your Stripe account to Bloom, you have the choice to charge your client in two different ways: Card or ACH. This is totally up to you as the freelancer whether or not you want to enable card payments or ACH.

    • For card transactions, Stripe will charge you 2.9% + 30ยข per transaction. While ACH fees will cost you 0.8% per transaction with a maximum cap of $5. Bloom will never charge you for any transactions. To learn more about Stripe's transaction fees click here.

  • If you'd like to charge your clients solely via card. Make sure to only activate the Accept credit card payments switch when creating your invoices, templates, and packages.

    • If you have sent invoices with Square, the payment will go into your Square account. Stripe will only process the payments made after it's been activated as the default payment platform.

If you'd like to charge your clients solely via ACH. Make sure you first have ACH enabled in your Stripe account (click the button below to learn how to do this). Once you have ACH enabled, activate the Accept ACH payments switch when creating your invoices, templates, and packages.

  • Click "Options" next to "Payment method". If you wish to only receive payment through ACH, turn off credit cards, and turn on ACH payments.

  • When your client pays their invoice via ACH. They will be required to link their bank account through Plaid before making the transaction.

  • If you want to give your client the option to choose whether they want to pay with a card or ACH, you can also do that by activating both switches when creating your invoices, templates, and packages.

  • If both credit card payments and ACH payments are on, your client will have the ability to toggle between the two forms of payment.

You can manage all of your transaction information and view your payouts through your Stripe account. To learn more about Stripe's payout process click here. Transactions are not immediate and may take 3 - 5 business days. Stripe also has a limit of up to $25k per transaction. Any disputes and refunds will need to be processed through your Stripe account.


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